Rates

Share / Certificate Rates

TypeAnnual Percentage RateAnnual Percentage YieldMinimum Deposit
Share Savings.10%.10%$25.00
Club Accounts.10%.10%
IRA Shares.25%.25%
3 month CD.20%.2002%$1000.00
6 month CD.30%.3004%$1000.00
12 month CD.50%.5011%$1000.00
18 month CD.55%.5514%$1000.00
Dividend rates effective 09/01/2021

Loan Rates

TypeTermAnnual Percentage RateNotes
New Auto **SPECIAL**60 months3.49%Special '22/'21 New Models
 66/72 months3.79%Select Vehicles
Used Auto60 months3.59%2021 Used Models
 60 months3.99%2015 - 2020
 48 months5.49%2012
- 2014
 48 months5.99%2011 and older dependent on condition
Recreational Vehicle 5.99% 
Used Recreational Vehicle 6.99% 
Home Improvement 5.75% 
Personal Unsecured 11.99%$5000.00 maximum
Share Secured 3.00%100% Secured by shares
Visa Credit Card 15.50%No annual fee
Home Equity5 years3.29%+ Closing costs
 10 years3.99%+ Closing costs
 15 years4.99%+ Closing costs
Loan rates effective 06/03/2020

 

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