We have partnered with Payroc to allow for loan payments via your debit card. You can do that here:
New Auto Loans – 100% financing based on the vehicle M.S.R.P.. Collateral – Car Title. The borrower must carry full auto insurance against collision, fire, theft and comprehensive losses and the loss payee clause listing the credit union. Financing terms up to 72 months are available.
Used Auto Loans – Maximum loan amount – granted according to clean retail loan value listed in NADA Official Used Car Guide on vehicles 2009 or newer, limited financing terms. Collateral – Car Title. The borrower must carry full auto insurance against collision, fire, theft and comprehensive losses and the loss payee clause listing the credit union.
Home Equity Loans – When you need to borrow money for any reason, it may be right under your roof. You can the money for debt consolidation, education, home improvements or however you chose. Maximum loan is determined by the appraised value times 80 percent, minus any first mortgage. The interest rate is fixed and is determined according to the term of the loan. Financing terms up to 15 years are available. The loan is closed end and requires that a mortgage lien filed against the property. Closing costs for appraisal, property reports and filing apply.
First Mortgage Loans – New Castle Bellco FCU partners with OwnersChoice Funding to offer our members first mortgage financing. OwnersChoice Funding is a credit union based mortgage partner. Click here to learn more or see current rates.
Signature Loans – A convenient way to borrow money without collateral. Terms are available from 12 to 60 months. The maximum loan amount is $5000 and is determine according to income.
Share Secured Loans – Let your money work for you. Instead of withdrawing your hard earned money from your account, why not borrow the money you need against your share account? Your money remains in your account while earning interest and you pay a lower interest rate on your loan. As you pay down the loan, funds in your share account become available. The loan amount is determined according to your share balance. Loan terms up to 60 months.
Visa Credit Cards – New Castle Bellco FCU offers our members a fair low rate credit card solution with no annual fee. Credit limit up to $5000 for those that qualify. Access and manage your credit card online 24/7.