S E R V I C E S   &   F E E S

Financial Services
New Castle Bellco FCU offers many competitive financial services to our members. Whether you are a saver, borrower or a little bit of both, we have a program to benefit you. To take advantage of our many services or for additional information, call or stop by the credit union office.

Share Savings
Programs
Share savings accounts
Share draft checking
Certificates of deposit
Individual Retirement Accounts
Christmas/Vacation Club accounts
  Loan Programs
VISA credit cards
Home equity loans
New and used auto loans
Home improvement loans
Share/Stock secured loans
Personal signature loans
 Service Programs
MAC7 ATM card
Notary service
Direct deposit
Payroll deduction
No-fee Travelers Cheques
$3,000 life savings insurance

Fees
Non-sufficient funds:
  Check
  ATM
  ACH-Automatic Withdrawal


............................................  $18.00    
............................................  $18.00    
............................................  $18.00    

Non-sufficient funds - 3rd party

............................................  $  5.00    

Returned Deposit Item

............................................  $10.00    

Stop payment

............................................  $10.00    

Statement  copy

............................................  $  1.50    

Wire transfer -   outgoing

............................................  $20.00    

Check  copy

............................................  $  3.00    

Wire transfer -   incoming

............................................  $10.00    

AMC ATM Fee (*after 5 free monthly)
per transaction


............................................  $  1.00    


SAM’S CLUB Membership
Credit union membership has many benefits, and the SAM’S Club Advantage Membership is one of them. As a member of New Castle Bellco FCU, you are eligible to join and realize the low prices and exclusive benefits of SAM’S Club. From clothing to food items, appliances to office supplies and much more, you’ll realize the savings. For the SAM’S Club location nearest to you call 1-800-881-9180.

Payroll Deduction/Direct Deposit
Payroll deduction and direct deposit services are available at your credit union. Payroll deduction and direct deposit offer you a safe and convenient way to have your money deposited to your account.
In order to have payroll deduction or direct deposit you will need the credit union's routing and transit number along with your account number. New Castle Bellco FCU routing and transit number: 243382873
Bell Atlantic employees must request and complete a company payroll card for a fixed amount deduction. Payroll cards can be obtained through the employer or the credit union. Employees that elect net direct deposit must contact company payroll.
AT&T employees must contact AT&T company payroll directly to setup payroll deduction or net direct deposit. The toll free number is 1-800-266-4014.
Direct deposit is available for social security, government, pension and other payroll checks. Simply contact the agency or company that issues your check, provide them with the credit union routing and transit number along with your account number and indicate whether you wish to have your funds deposited to savings or checking. If you are employed or receive a check from an agency or employer not mentioned above, inquire with them and see if they are able to provide payroll deduction or direct deposit. As always, if you have a question
concerning payroll deduction or direct deposit, contact the credit union office.

Travelers Cheques
New Castle Bellco FCU offers American Express Travelers Cheques to our members. Traditional Travelers Cheques are available to our members at no charge. Traditional cheques must be purchased by the member using them. We also offer American Express Travelers Cheques for Two. Cheques for Two require one member's signature to purchase the travelers cheques while allowing two people to use the cheques. This option allows either of you to use the cheques.
Please note that there is a charge of fifty cents per $100 of travelers cheques purchased. Travelers Cheques are available in denominations of $20, $50 or $100 and come packed in a variety of dollar amounts. Best of all, American Express Travelers Cheques are fully refundable if lost or stolen. To purchase American Express Travelers Cheques, simply stop in the credit union office.

Notary Service
New Castle Bellco FCU offers our members notary service free of charge. Notary services are available during regular business hours, however members should call and confirm an appointment time for notary services.

 

Home

Savings

Checking

Loans

Calculators

Services

MAC ATM

Helpful Links

FAQ

Newsletter

Our Location

VISA Card

VISA Online Banking

 

 

 

 

Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government

National Credit Union Administration
A U.S.
Government Agency
 

 

Notary Services

Payroll Deduction

Direct Deposit

Sam's Club
Membership

Service Fees

Travelers Cheques

Member Pay Credit Life & Disability Insurance

AFLAC Insurance

Financial Services Available

 Few things in life are
easy to predict . . .
especially the future!
The Sudden Loss of Income
Due to a Disability or Death Can Be Devastating!
That’s why your credit union offers member pay life and disabilty loan insurance
and AFLAC insurance to help you protect your family's future!
Member Pay Credit Life & Disability Loan Insurance
Credit Life Insurance protects the member with decreasing term coverage during the term of the loan. The member has peace of mind knowing that the loan may be paid off or reduced in the event of a covered death. Disability insurance protects the member during the life of the loan by helping to make scheduled payments in the event the member becomes disabled due to a covered illness or injury.
Members can elect to purchase credit life and/or disability insurance on their credit union loan for an additional amount. The cost of the insurance will vary based on the amount financed. Coverage is available to members up to age 65. The maximum life coverage is $30,000 and the maximum monthly benefit for disability is $500.00.
 

AFLAC Insurance
AFLAC provides a variety of supplemental insurance programs to help members plan for the future and protect against uncertainty. AFLAC cash benefits are paid directly to you regardless of any other insurance coverage you may have.

  • Cancer Insurance
  • Intensive Care Insurance
  • Long Term Care Insurance

Why should I consider AFLAC supplemental insurance? Consider that over 1,220,000 cancer cases are expected to be diagnosed this year, the average cost for long term care is $3,300 per month, and, finally that the cost of intensive care treatment far exceeds the cost of a normal hospital stay. AFLAC can help cover incidental expenses in the event you suffer an accident or illness.

Payment protection is credit life and disability insurance and is underwritten by
Life Investors Insurance Company of America (Home Office -- Cedar Rapids IA) and is available to credut union members only through
New Castle Bellco Federal Credit Union (Credit Union Home Office -- New Castle, PA).
Exclusions, limitations and terms of availability apply to this coverage.
For cost and complete details, contact your loan officer.

Your Local Account Representative: Kenneth Rouser 724-656-4848
Visit AFLAC's website at:
www.aflac.com